About Who Called It
Who Called It is a platform for private, group-based prediction challenges. Friends, families, and teams create private groups to make predictions about future events and track who was right.
Optionally, participants can add small contributions to challenges as a way to make things more interesting and hold each other accountable. Money here is a coordination tool, not the product.
By using Who Called It, you agree to these terms. If you don't agree, please don't use the platform.
Your Account
Eligibility: You must be at least 18 years old to use Who Called It. By creating an account, you confirm you meet this requirement.
Account Security: You're responsible for keeping your account secure. Use a strong password and don't share your login credentials. Let us know immediately if you suspect unauthorized access.
Accurate Information: Please provide accurate information when creating your account. We may need to verify your identity for certain features like bank transfers.
Groups & Challenges
Private Groups: Groups are private spaces where members can create and participate in prediction challenges. Groups are invite-only and controlled by their owner.
Challenge Rules: Every challenge has a lifecycle: it opens for predictions, locks at a specified time, and is eventually resolved with an outcome. Once a challenge locks, predictions cannot be changed.
Predictions: When you make a prediction, you're committing to your choice. Predictions are hidden from other participants until the challenge locks to prevent herding behavior.
Resolution: Challenge outcomes are determined by the group admin or owner based on real-world events. Resolutions include a source link for transparency.
Your Wallet
Wallet Balance: Your wallet balance represents money you've added that's available for challenge contributions. You can add to your balance or request a transfer to your bank account at any time.
Challenge Contributions: When you join a challenge with a contribution requirement, the amount is moved from your wallet to the challenge pot instantly when you make your prediction.
Payouts: When a challenge resolves, the pot is distributed according to the challenge's payout policy. Winnings are added directly to your wallet balance.
Bank Transfers: You can request to transfer your wallet balance to a linked bank account. Transfers typically take 3-5 business days to process.
Acceptable Use
When using Who Called It, you agree to:
- Treat other members with respect
- Create challenges in good faith with verifiable outcomes
- Resolve challenges honestly based on actual outcomes
- Not use the platform for any illegal purposes
- Not attempt to manipulate or game the system
- Not harass, threaten, or abuse other users
Prohibited Activities
- Creating challenges about harmful or illegal activities
- Using the platform to launder money or evade taxes
- Automated or bot activity
- Impersonating other users
- Sharing explicit, violent, or hateful content
Intellectual Property
Platform Content: Who Called It and its original content, features, and functionality are owned by us and protected by applicable laws.
Your Content: You retain ownership of content you create (challenges, comments, etc.). By posting content, you grant us a license to display and distribute it within the platform.
Disclaimers
Who Called It is provided "as is" without warranties of any kind. We don't guarantee that the platform will be error-free or uninterrupted.
Not Financial Advice: Who Called It is not a financial service. Challenges are social activities among friends, not investment opportunities. Don't contribute more than you can afford to lose.
Group Disputes: We don't mediate disputes about challenge outcomes. Groups are self-governing, and the group owner has final authority on matters within their group.
Limitation of Liability: To the maximum extent permitted by law, we're not liable for any indirect, incidental, or consequential damages arising from your use of Who Called It.
Changes & Termination
Changes to Terms: We may update these terms from time to time. We'll notify you of significant changes via email or through the platform. Continued use after changes means you accept the new terms.
Account Termination: You can delete your account at any time through your settings. We may also suspend or terminate accounts that violate these terms.
Effect of Termination: If your account is terminated, you'll lose access to the platform. Any pending challenge contributions may be forfeited. Positive wallet balances can be transferred out before account deletion.
Questions?
If you have questions about these terms, please contact us at support@whocalledit.ai